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GST on health insurance India — 18% tax burden on health insurance premiums shown as a shield icon with Indian Parliament in background
Insurance

GST on Health Insurance in India: Rates, Impact & Reforms

25 Apr 2026 · 19 min read

IIBF · Remote Proctored Exams · May 2026
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23 May 2026
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Indian Institute of Banking & FinanceNotice dated 23/04/2026

Top Stories

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A visual representation contrasting the high yield of AT-1 bonds in India against the inherent write-down and loss-absorption risks under Basel III guidelines.
Fixed Income And Bonds12 min

AT-1 Bonds in India: Complete Investor Guide

What are AT-1 bonds in India? Learn how Additional Tier-1 bonds work, their risks, RBI regulations, and key lessons from the Ye...

24 Apr 2026

Infographic of an Indian city skyline illustrating foreign direct investment (FDI) capital flows, investment routes, and economic growth.
Regulatory Updates Policy12 min

FDI in India: Rules, Routes & Sectoral Limits Guide

A comprehensive guide to how FDI works in India — automatic vs. approval routes, sectoral caps, top source countries, and RBI c...

22 Apr 2026

Infographic illustrating Employees' Provident Fund (EPF) savings growth, featuring a piggy bank, financial charts, and diverse workforce icons.
Personal Finance12 min

EPF Wage Ceiling in India: Limit, History & Impact

What is the EPF wage ceiling in India, how has it changed over the years, and what would raising it mean for employees and empl...

20 Apr 2026

Infographic showing how a Housing Finance Company in India raises funds from equity, bond markets, bank term loans, NHB refinance, and public deposits, then disburses housing finance to residential home loans.
Indian Financial System12 min

How Housing Finance Companies Raise Capital in India

Explore how housing finance companies in India raise funds through stake sales, NCDs, and securitisation — and what it means fo...

19 Apr 2026

Latest Banking News

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A minimalist, top-down infographic roadmap illustrating the RBI universal bank licence process. A winding path connects four key milestones: Application, Committee Review, In-Principle Approval, and Final Licence, each marked with descriptive icons. Features a 'bankopedia.co.in' watermark at the bottom.

14 Apr 2026

RBI Universal Bank Licence: Eligibility & Process

21 min read

3D illustration of a golden valve labeled VRRR controlling the flow of blue liquid through pipelines, representing central bank liquidity management.

11 Apr 2026

RBI VRRR Auctions: How Liquidity Management Works

16 min read

Illustration comparing capital adequacy norms in India, with a commercial bank on the left showing a blue shield marked CRAR 9% and Tier 1 and Tier 2 capital pillars, and an NBFC on the right showing a green shield marked CRAR 15% above a Net Owned Fund base, with rupee symbols, bar charts, a balance scale, and a subtle RBI emblem on a clean white background.

9 Apr 2026

Bank vs NBFC Capital Adequacy Norms in India Explained

12 min read

Photorealistic 3D financial illustration of a metallic balance scale on a dark slate surface, with a glowing red percentage-shaped weight on one side and a stack of government bond certificates on the other, symbolizing the impact of interest rates and capital relief for Indian banks. White text in the bottom-right reads “RBI SCRAPS IFR: CAPITAL RELIEF FOR INDIAN BANKS” and “bankopedia.co.in”

9 Apr 2026

Investment Fluctuation Reserve (IFR): RBI Rules Explained

13 min read

NRI Home Loans in India: Eligibility & Forex Risk

8 Apr 2026

NRI Home Loans in India: Eligibility & Forex Risk

17 min read

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Circular Decoder

A living compendium of circulars issued by RBI, SEBI, IRDAI, PFRDA, and other Indian regulators — decoded into plain language with plain-English summaries, compliance deadlines, affected entities, key directives, and actionable checklists, all in one place.

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RBI Watch

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Balanced scale illustration showing India’s FY27 GDP forecast of 6.9% on one side and FY27 CPI projection of 4.6% with oil barrels and a West Asia map on the other, under the headline “5.25% Repo Rate Unchanged” with bankopedia.co.in overlay.
Banking6 min

How RBI MPC Decides Interest Rates in India

Learn how India's RBI Monetary Policy Committee works, how repo rate decisions are made, and what it means for loans, EMIs, and...

8 Apr 2026

Illustration of an RBI official document marked as cancelled, with bankopedia.co.in watermark, representing bank licence revocation.
Banking12 min

RBI Bank Licence Cancellation: What Depositors Must Know

Understand why RBI cancels bank licences in India, the process involved, DICGC deposit insurance cover, and what depositors sho...

7 Apr 2026

A detailed view of an Indian bank employee using a professional desktop machine to test the purity of a silver coin and jewelry as part of a loan valuation
Banking10 min

Loan Against Silver in India: LTV, Rates & How It Works

Learn how loan against silver works in India — LTV ratios, interest rates, eligibility, top lenders, and how it compares to gol...

5 Apr 2026

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20 Apr 2026

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Private Bank

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26 Apr 2026

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RBI

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6 May 2026

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Loans · Deposits · Cards

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Professional Indian man in his 40s looking concerned while reviewing financial papers beside a laptop showing a pension savings growth graph, in a warmly lit office with a blurred background and bankopedia.co.in text overlay
Finance22 min

What Happens If You Stop NPS Contributions?

Stopped contributing to NPS? Learn how your account is affected, penalty rules, account freezing, and how to reactivate your NP...

14 Apr 2026

Anova Test
Finance2 min

Understanding ANOVA Test in Indian Finance

Introduction In the dynamic world of Indian finance, investors and analysts constantly seek ways to identify meaningful differe...

23 Feb 2024

Qualified Institutional Placement
Finance6 min

Qualified Institutional Placement (QIP) - Definition and Rules

You may have heard of Qualified Institutional Placement (QIP) as a method through which companies raise capital. But do you kno...

21 Feb 2024

Understanding Credit Underwriting: A Comprehensive Guide
Finance2 min

Understanding Credit Underwriting: A Comprehensive Guide

Table of Contents What is Credit Underwriting? Importance of Credit Underwriting How Does Credit Underwriting Work? Conclusion...

11 Oct 2023

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Module-by-module guides for ABM, BFM, Retail Banking, PPB, and Accounting — built for working bankers.

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JAIIB Prep Hub

Principles of banking, accounting, legal aspects, and retail banking in plain language.

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Circular Decoder

Plain-language breakdowns of RBI, SEBI, and IRDAI circulars with compliance timeline extraction.

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