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IFSC & MICR Code Finder

Find IFSC codes for NEFT, RTGS & IMPS transfers. Search by IFSC code, MICR code, or browse by bank and city.

IFSC format: 4 letters + 0 + 6 alphanumeric (e.g. HDFC0001234) · MICR: 9 digits

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What is an IFSC Code?

What does IFSC stand for?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify every bank branch in India that participates in electronic fund transfer systems.

What is the structure of an IFSC code?

An IFSC code has three parts: (1) First 4 characters — the bank code (e.g. SBIN for SBI, HDFC for HDFC Bank), (2) 5th character — always '0' (reserved for future use), (3) Last 6 characters — the branch code assigned by the bank.

Where is IFSC code used?

IFSC codes are mandatory for NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service) transactions. You will find your bank's IFSC code on your cheque book, passbook, and internet banking dashboard.

What is a MICR code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques using magnetic ink. The first 3 digits are the city code, next 3 are the bank code, and last 3 are the branch code. It is used for cheque clearing by the RBI.