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IIBF · JAIIB2026 Preparation Hub

JAIIB Exam Preparation

Junior Associate of the Indian Institute of Banking & Finance — the essential qualification for bank officers. Chapter-wise notes, mnemonics, exam traps, and quick-reference tables for all 4 papers.

4
Papers
Pass all 4 to qualify
100
Marks per paper
Pass mark: 50
2 hrs
Duration
Per paper
May & Nov
Frequency
Twice a year

Study by Paper

Click any available chapter to open the full notes. More chapters added regularly.

Paper 1 · PPB1 chapter available

Principles & Practices of Banking

Banking regulation, banker-customer relationships, deposit products, lending, priority sector, financial inclusion, and retail banking operations.

Paper overview →

Chapters

1Banker-Customer RelationshipNotes →
2AML-KYC GuidelinesSoon
3Opening Accounts of Various Types of CustomersSoon
4Operational Aspects of Deposit AccountsSoon
5Payment & Collection of Cheques / NI ActSoon
6Principles of Lending & Credit FacilitiesSoon
7NPA / Stressed Assets & Recovery LawsSoon
8Digital Payment Systems & Banking TechnologySoon
Paper 2 · AFB

Accounting & Finance for Bankers

Basic accounting concepts, financial statements, ratio analysis, capital and money markets, and foreign exchange fundamentals.

Paper overview →

Chapters

1Basics of Business FinanceSoon
2Financial Statements & AnalysisSoon
3Capital & Money MarketsSoon
4Foreign ExchangeSoon
Paper 3 · LRAB

Legal & Regulatory Aspects of Banking

Banking Regulation Act, RBI Act, FEMA, IBC, SARFAESI, consumer protection, and key banking-related legislation.

Paper overview →

Chapters

1Banking Regulation Act, 1949Soon
2RBI Act & Monetary PolicySoon
3SARFAESI & Debt RecoverySoon
4FEMA & Foreign Exchange LawSoon
5IBC — Insolvency & Bankruptcy CodeSoon
Paper 4 · RBWM

Retail Banking & Wealth Management

Retail banking products, mortgage, vehicle & education loans, investment products, insurance distribution, and wealth management services.

Paper overview →

Chapters

1Retail Banking — Products & ServicesSoon
2Mortgage & Housing FinanceSoon
3Wealth Management BasicsSoon
4Mutual Funds & Insurance DistributionSoon

JAIIB Exam Strategy — Quick Tips

🎯

Focus on PPB first

PPB has the most predictable question patterns. Secure 70+ here before investing heavy time in AFB.

📊

AFB needs daily practice

Accounting and ratio analysis questions require calculation speed. Solve 10 numericals daily in the last 2 weeks.

⚖️

LRAB is memory-heavy

Section numbers and Act names are frequently tested. Make a one-page cheat sheet of key sections.

🏦

RBWM — product knowledge wins

Know product features cold: NRE vs NRO, SCSS eligibility, SGB limits. These are direct-recall questions.