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IIBF · JAIIB2026 Preparation Hub

JAIIB Exam Preparation

Junior Associate of the Indian Institute of Banking & Finance — the essential qualification for bank officers. Chapter-wise notes, mnemonics, exam traps, and quick-reference tables for all 4 papers.

4
Papers
Pass all 4 to qualify
100
Marks per paper
Pass mark: 50
2 hrs
Duration
Per paper
May & Nov
Frequency
Twice a year

🗓️ JAIIB November 2026 — registration opens August 1

Exams: IE&IFS Nov 1 · PPB Nov 22 · AFM Nov 28 · RBWM Nov 29 — full schedule, fees & registration windows

View schedule →

Study by Paper

Click any available chapter to open the full notes. More chapters added regularly.

Paper 1 · IEIFS

Indian Economy & Indian Financial System

Structure of the Indian economy, financial system overview, RBI and monetary policy, banking sector, capital markets, insurance, and development financial institutions.

Paper overview →

Chapters

1Module A — Indian Economic ArchitectureSoon
2Module B — Economic Concepts Related to BankingSoon
3Module C — Indian Financial ArchitectureSoon
4Module D — Financial Products and ServicesSoon
Paper 2 · PPB55 chapters available

Principles & Practices of Banking

Banking regulation, banker-customer relationships, deposit products, lending, credit appraisal, priority sector, financial inclusion, and retail banking operations. 55 chapters live across all modules — each with full notes AND a 50-question premium mock test.

Paper overview →Complete Test Series — ₹299

Chapters

1Banker-Customer RelationshipNotes·Test
2AML-KYC GuidelinesNotes·Test
3Operational Aspects of KYCNotes·Test
4Opening Accounts of Various Types of CustomersNotes·Test
5Operational Aspects of Deposit AccountsNotes·Test
6Operational Aspects of Handling Clearing/Collection/CashNotes·Test
7Banker's Special RelationshipNotes·Test
8Foreign Exchange Remittance Facilities for IndividualsNotes·Test
9Operational Aspects of NRI BusinessNotes·Test
10Foreign Currency Accounts for Residents and Other AspectsNotes·Test
11Cash Management Services and its ImportanceNotes·Test
12Payment and Collection of Cheques and Other Negotiable InstrumentsNotes·Test
13Responsibility of Paying BankNotes·Test
14Responsibility of Collecting BankNotes·Test
15Ancillary ServicesNotes·Test
16Financial Inclusion & Financial LiteracyNotes·Test
17Customer Service GuidelinesNotes·Test
18Duties & Rights of a Banker and Customer RightsNotes·Test
19Grievance Redressal & RBI Integrated Ombudsman Scheme 2021Notes·Test
20The Consumer Protection Act, 2019: Preamble, Extent and DefinitionsNotes·Test
21The Right to Information Act, 2005Notes·Test
22Principles of Lending, Types of Borrowers & Credit FacilitiesNotes·Test
23Appraisal and Assessment of Credit FacilitiesNotes·Test
24Operational Aspects of Loan AccountsNotes·Test
25Types of Collaterals and their CharacteristicsNotes·Test
26Different Modes of Charging SecuritiesNotes·Test
27DocumentationNotes·Test
28Non-Performing Assets / Stressed AssetsNotes·Test
29Important Laws Relating to Recovery of DuesNotes·Test
30Contracts of IndemnityNotes·Test
31Contracts of Guarantee & Bank GuaranteeNotes·Test
32Letters of CreditNotes
33Deferred Payment GuaranteeNotes
34Laws Relating to Bill FinanceNotes
35Personal FinanceNotes
36Priority Sector AdvancesNotes
37Agricultural FinanceNotes
38Finance to MFIs / Co-Lending Arrangements with NBFCsNotes
39Micro, Small and Medium Enterprises in IndiaNotes
40Government Sponsored SchemesNotes
41Self-Help GroupsNotes
42Essentials of Bank ComputerisationNotes
43Operational Aspects of CBS EnvironmentNotes
44Alternate Delivery Channels – Digital BankingNotes
45Data Communication Network and EFT SystemsNotes
46Digital Payment Systems – NPCINotes
47Impact of Technology Adoption and Trends in Banking TechnologyNotes
48Security Considerations and Mitigation Measures in BanksNotes
49Operational Aspects of Cyber Crimes / Fraud Risk ManagementNotes
50Technology Trends in Banking, e-RUPI, Fintech — RegTech, SupTechNotes
51Ethics, Business Ethics & Banking: An Integrated PerspectiveNotes
52Ethics at the Individual LevelNotes
53Ethical Dimensions: EmployeesNotes
54Work Ethics and the WorkplaceNotes
55Banking Ethics: Changing DynamicsNotes
Paper 3 · AFM

Accounting & Financial Management for Bankers

Accounting principles and processes, financial statements and core banking systems, financial management, taxation and fundamentals of costing.

Paper overview →

Chapters

1Module A — Accounting Principles and ProcessesSoon
2Module B — Financial Statements and Core Banking SystemsSoon
3Module C — Financial ManagementSoon
4Module D — Taxation and Fundamentals of CostingSoon
Paper 4 · RBWM

Retail Banking & Wealth Management

Retail banking operations and profitability, retail products and recovery, marketing of banking services, and wealth management.

Paper overview →

Chapters

1Module A — Retail BankingSoon
2Module B — Retail Products and RecoverySoon
3Module C — Support Services — Marketing of Banking ServicesSoon
4Module D — Wealth ManagementSoon

JAIIB Exam Strategy — Quick Tips

🎯

Focus on PPB first

PPB has the most predictable question patterns. Secure 70+ here before investing heavy time in AFM.

📊

AFM needs daily practice

Accounting and ratio analysis questions require calculation speed. Solve 10 numericals daily in the last 2 weeks.

📈

IE&IFS rewards current affairs

Economic survey data, monetary policy rates, and financial architecture are tested with recent figures. Track RBI updates till the cut-off date.

🏦

RBWM — product knowledge wins

Know product features cold: NRE vs NRO, SCSS eligibility, SGB limits. These are direct-recall questions.

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