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Personal Finance

Articles about personal finance.

2 articles

Cinematic finance hero image showing an Indian retail investor, SIP growth curve, rupee symbols, coins, and monthly SIP calendar dates explaining how SIP returns are calculated in India and what investors should realistically expect
Personal Finance11 min

SIP Returns in India: How They Work & What to Expect

Learn how SIP returns are calculated using XIRR, why returns fluctuate across market cycles, and how to set realistic expectati...

4 May 2026

Infographic illustrating Employees' Provident Fund (EPF) savings growth, featuring a piggy bank, financial charts, and diverse workforce icons.
Personal Finance12 min

EPF Wage Ceiling in India: Limit, History & Impact

What is the EPF wage ceiling in India, how has it changed over the years, and what would raising it mean for employees and empl...

20 Apr 2026