CREDIT DESK
Professional credit analysis calculators
Loan Eligibility Calculator
Reverse-compute maximum sanctionable loan from EMI capacity or income profile
Repayment Capacity
Loan Terms
FOIR Benchmarks
Salaried: 40–50% | Self-employed / business: 50–65%
Fixed Obligation = all EMIs + credit card minimums + other fixed outflows
Reverse formula: Loan = EMI × [(1+r)ⁿ − 1] ÷ [r × (1+r)ⁿ]
Max Loan Eligibility
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