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Indian Overseas Bank

IOBA0000446

CIVIL LINES Branch · LUDHIANA, LUDHIANA · PUNJAB

IFSC CodeIOBA0000446
MICR Code141020004
BankIndian Overseas Bank
BranchCIVIL LINES
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressFOUNTAIN CHOWK,CIVIL LINES,LUDHIANA
Contact2449530

Transfer Methods Supported

NEFT

National Electronic Funds Transfer

RTGS

Real Time Gross Settlement

IMPS

Immediate Payment Service

UPI

Unified Payments Interface

About IFSC IOBA0000446

IOBA0000446 is the IFSC code for the CIVIL LINES branch of Indian Overseas Bank, located in LUDHIANA, PUNJAB. Use this code for NEFT, RTGS, and IMPS transfers to this branch. The MICR code for cheque processing at this branch is 141020004.

How to decode this IFSC

  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000446 — Branch code (CIVIL LINES)

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