Indian Overseas Bank
IOBA0000197
GUJJARWAL Branch · LUDHIANA, GAJJARWAL · PUNJAB
IFSC CodeIOBA0000197
MICR Code141020521
BankIndian Overseas Bank
BranchGUJJARWAL
CityLUDHIANA
DistrictGAJJARWAL
StatePUNJAB
AddressNEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202
Contact2864378
Transfer Methods Supported
✓ NEFT
National Electronic Funds Transfer
✓ RTGS
Real Time Gross Settlement
✓ IMPS
Immediate Payment Service
✓ UPI
Unified Payments Interface
About IFSC IOBA0000197
IOBA0000197 is the IFSC code for the GUJJARWAL branch of Indian Overseas Bank, located in LUDHIANA, PUNJAB. Use this code for NEFT, RTGS, and IMPS transfers to this branch. The MICR code for cheque processing at this branch is 141020521.
How to decode this IFSC
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000197 — Branch code (GUJJARWAL)
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