Daily Quiz — 28 Apr 2026

1. Q1.SBI Cards sold ₹1,800 crore in non-performing assets to which company, marking one of its largest bad loan disposals in four years?

   Integro FinservEdelweiss ARCJM Financial ARCARCIL
   Explanation: SBI Cards offloaded ₹1,800 crore in retail NPAs to Integro Finserv, reflecting an industry-wide trend of accelerated NPA offloading to ARCs.

2. Q2.Under the RBI's Third Amendment to Commercial Banks' Capital Adequacy Directions, general provisions on Stage 1 and Stage 2 assets may be included in Tier 2 capital up to what percentage of total credit risk-weighted assets?

   1.25%2.00%0.75%1.50%
   Explanation: The RBI's revised directions allow general provisions on Stage 1 and Stage 2 assets, along with excess provisions from NPA sales, to be counted in Tier 2 capital up to a ceiling of 1.25% of total credit risk-weighted assets.

3. Q3.AU Small Finance Bank's gross non-performing assets ratio and gross loan portfolio size reported in Q4 results were respectively:

   2.03% and ₹1.4 lakh crore2.35% and ₹1.2 lakh crore1.85% and ₹1.6 lakh crore2.03% and ₹1.2 lakh crore
   Explanation: AU Small Finance Bank reported improved asset quality with gross NPAs falling to 2.03% and its gross loan portfolio growing 21% year-on-year to ₹1.4 lakh crore, alongside a 65% rise in net profit.

4. Q4.NITI Aayog's DPI@2047 report projects India's Digital Public Infrastructure contribution to GDP could reach what level by 2030, up from the current 1%?

   4%6%3%5%
   Explanation: The DPI@2047 report estimates that India's Digital Public Infrastructure contribution to GDP could quadruple from 1% to 4% by 2030, driven by decentralised, state-led implementation.

5. Q5.MoSPI's proposed Index of Service Production revealed data gaps in trial runs covering approximately what proportion of gross value added?

   33%20%45%25%
   Explanation: Trial runs for the proposed Index of Service Production exposed data gaps covering nearly 33% of gross value added, highlighting the challenge of capturing comprehensive high-frequency services sector data.

You didn't attempt this quiz.