Daily Quiz — 14 Apr 2026

1. Q1.Why did the Reserve Bank of India return Ujjivan Small Finance Bank's universal banking licence application?

   Insufficient loan portfolio diversificationInadequate capital adequacy ratioNon-compliance with priority sector lending normsExcessive exposure to microfinance borrowers
   Explanation: The RBI cited insufficient loan portfolio diversification and advised Ujjivan to reapply after demonstrating meaningful progress in broadening its credit mix.

2. Q2.According to the article on India's small finance banks, by what percentage is profit after tax expected to surge year-on-year in Q4 FY26?

   74 percent54 percent62 percent88 percent
   Explanation: India's small finance banks are projected to deliver Q4 FY26 profit after tax growth of 74 percent year-on-year, driven by robust loan growth, improving margins and declining credit costs.

3. Q3.As per the article on India's widening credit-deposit gap, approximately what was the deposit growth rate in Q4 FY26 while credit demand held near 14 percent?

   Below 11 percentBelow 8 percentBelow 13 percentBelow 15 percent
   Explanation: Deposit growth slipped below 11 percent in Q4 FY26 even as credit demand held firm near 14 percent, widening the credit-deposit gap and pressuring bank net interest margins.

4. Q4.The RBI's Order Books, Inventories and Capacity Utilisation Survey (OBICUS) covers which quarter in its 73rd round, and since which year has it been conducted?

   January–March 2026; since 2008October–December 2025; since 2010January–March 2026; since 2005April–June 2026; since 2008
   Explanation: The 73rd round of OBICUS covers the January–March 2026 quarter, and the survey has been conducted quarterly since 2008 to inform monetary policy decisions.

5. Q5.According to the article on women's credit access, by how many times did business-purpose loans to women expand between 2017 and 2025, and what was the share of women in overall credit access by 2025?

   7.5 times; 36 percent5 times; 36 percent7.5 times; 28 percent6 times; 40 percent
   Explanation: Business-purpose loans to women expanded 7.5 times between 2017 and 2025, and women's share in overall credit access rose from 19 percent to 36 percent over the same period.

You didn't attempt this quiz.