11 June 2026
Bankopedia Banking Digest — 2026-06-11 #77
- #1hindu_businesslinepositive
CGSMFI-2.0 Extended to Deepen Microfinance Credit
The Finance Ministry has extended the Credit Guarantee Scheme for Microfinance Institutions-2.0 by two months to August 31, 2026, or until ₹20,000 crore in guarantees are issued. It has also raised the maximum loan cap for large Non-Banking Financial Company-Microfinance Institutions to ₹1,000 crore from ₹300 crore to boost credit utilisation.
Loan cap for large NBFC-MFIs tripled to ₹1,000 crore to accelerate microfinance credit flow.
financial_inclusionregulation - #2moneycontrolneutral
RBI Rate Hike Risk Builds Toward 2027
Economists expect the Reserve Bank of India to hold interest rates steady through 2026 as it balances slowing growth against supply-driven inflation risks. Barclays forecasts a 50-basis-point rate hike in calendar year 2027 if fuel and food price pressures become entrenched.
Barclays forecasts RBI on hold in 2026, then a 50 bps rate hike in 2027.
monetary_policy - #3moneycontrolnegative
AI-Driven Fraud Surge Alarms Indian Banks
A BioCatch survey of 100 Indian banking and financial crime leaders finds 90 per cent report a surge in fraud attempts over the past year, well above the global average of 81 per cent. Artificial intelligence-enabled threats are identified as the single greatest exploitable vulnerability facing the sector.
90% of Indian banking leaders report rising fraud attempts, far above the 81% global average.
banking_supervisionfintech - #4moneycontrolneutral
ADIA-Linked Block Deal Spotlights Lenskart Valuation
Abu Dhabi Investment Authority-linked entity Platinum Jasmine is set to offload a 2.3 per cent stake in Lenskart Solutions via a block deal valued at ₹1,944 crore. Meanwhile, Vascon Engineers secured a ₹347.43 crore Letter of Intent from the Central Public Works Department for an RBI quarters redevelopment project in Guwahati.
ADIA affiliate to sell 2.3% Lenskart stake in a ₹1,944 crore block deal.
capital_markets - #5economic_timespositive
India Posts Record FDI Inflow in FY26
India attracted a record $94.53 billion in foreign direct investment in 2025-26, with over 90 per cent of equity inflows entering through the automatic route, according to a senior DPIIT official. Over the past decade, cumulative FDI reached $843 billion, underpinned by Make in India and Production Linked Incentive schemes across 14 strategic sectors.
India recorded a historic $94.53 billion FDI in 2025-26, its highest single-year inflow.
economy_macrocapital_markets - #6reserve_bank_of_indianeutral
RBI Revives SA-CCR Derivative Risk Framework
The Reserve Bank of India has invited public comments on revised draft directions replacing the Current Exposure Method with the Standardised Approach for Counterparty Credit Risk (SA-CCR) for derivative exposures. The overhaul incorporates the Bilateral Netting Act 2020, the 2024 margining framework, and updated Basel Committee guidance, years after the original 2016 guidelines were deferred.
RBI revives deferred SA-CCR framework, incorporating bilateral netting law and new margining rules.
regulationbanking_supervision - #7moneycontrolneutral
AI Valuations Flash Late-Cycle Caution Signals
Fund manager Rishabh Nahar cautions that AI stocks are in a late-cycle momentum trade and that complacency at current valuations is misplaced, stopping short of calling a bubble but refusing to rule one out. He expects the US Federal Reserve to hold rates at 3.50–3.75% with at most one cut possible in December, citing sticky inflation and a resilient labour market.
AI stocks show late-cycle momentum; Fed likely holds at 3.50–3.75%, one December cut possible.
monetary_policycapital_markets - #8economic_timesneutral
RBI Dollar Intervention Hits Record Before Policy Relief
The Reserve Bank of India ramped its net-short dollar position to a record $110–115 billion to defend the rupee after it neared an all-time low of 97 per dollar on May 20. Relief arrived after the government scrapped taxes on foreign investment in government securities, spurring the largest single-day bond inflow in nearly a year and a 0.9% rupee gain.
RBI's record $110–115 billion dollar-short position defended the rupee near its all-time low.
forexeconomy_macro